您是否厌倦了因为不确定如何购买而错过 AliExpress 上令人兴奋的交易？您是否一直在为如何为您的虚拟信用卡充值和避免个人信用调查而苦恼？不要害怕，因为我们为您准备了终极指南。
Are you tired of missing out on the exciting deals on AliExpress because you’re unsure about how to make a purchase? Have you been struggling to understand how to recharge your virtual credit card and avoid personal credit investigations? Fear not, as we have the ultimate guide for you.

首先，对于刚接触速卖通的小伙伴，我们提供了国内和全球的下单方式教程。国内教程适合居住在中国的人，包括桌面和移动订购的说明。全球教程非常适合那些希望从中国境外购物的人，涵盖了从全球速卖通和全球速卖通应用程序订购的内容。
First of all, for those who may be new to AliExpress, we provide both domestic and global ordering method tutorials. The domestic tutorial is suitable for those living in China and includes instructions for both desktop and mobile ordering. The global tutorial is perfect for those looking to make purchases from outside of China, and covers ordering from both AliExpress and the AliExpress app.

一旦您掌握了订购流程，下一步就是选择付款方式。我们对支付宝、微信支付、银联、全球信用卡、虚拟信用卡和Payoneer这六大支付方式进行了研究并给出了分数。我们的评级基于便利性、可靠性和安全性等因素。
Once you’ve mastered the ordering process, the next step is to choose a payment method. We have conducted research and provided scores for the top six payment methods: Alipay, WeChat Pay, UnionPay, global credit card, virtual credit card, and Payoneer. Our ratings are based on factors such as convenience, reliability, and security.

需要注意的一个关键方面是虚拟信用卡的使用。我们解释了这些是如何工作的，并强调它们充值后不能透支，也不涉及个人征信。我们还提供“拍手”的有用提示，这是一种享受虚拟信用卡服务而不产生任何费用的方式。
One key aspect to note is the use of virtual credit cards. We explain how these work and emphasize that they cannot be overdrawn after recharging, nor do they involve personal credit investigations. We also offer a helpful tip for “clapping hands,” which is a way to enjoy virtual credit card services without incurring any fees.

对于那些可能拥有 Payoneer 卡的人，我们解决了为其充值的常见问题。我们提供两种解决方案：使用Payoneer网站上的充值功能或将资金从银行账户转入卡中。
For those who may have a Payoneer card, we address the common issue of recharging it. We provide two solutions: using the recharge function on Payoneer’s website or transferring funds from a bank account to the card.

总之，有了本指南，您将能够自信地在速卖通上购物并像专业人士一样使用虚拟信用卡。你还在等什么？现在就开始享受这些优惠吧！
In conclusion, with this guide in hand, you’ll be able to confidently make purchases on AliExpress and utilize virtual credit cards like a pro. So what are you waiting for? Start enjoying those deals now!