面对现实吧;传统的支付方式正在成为过去。随着技术和互联网的兴起，电子钱包服务在全球范围内变得越来越流行。其中一项服务是 Qiwi 钱包，它为其用户提供快速安全的支付和转账服务。然而，由于对外国电话号码的限制，许多中国用户可能认为无法访问该服务。
Let’s face it; traditional payment methods are becoming a thing of the past. With the rise of technology and the internet, e-wallet services have become increasingly popular worldwide. One such service is Qiwi Wallet, which offers quick and secure payments and transfers for its users. However, due to restrictions on foreign phone numbers, many Chinese users may believe that accessing this service is impossible.

但不要害怕，精明的购物者！在中国有一种使用 Qiwi Wallet 的方法，那就是购买俄罗斯 SIM 卡或虚拟号码。通过这样做，您将能够享受此电子钱包服务带来的便利和易用性。就是这样：
But fear not, savvy shoppers! There is a way to use Qiwi Wallet in China, and that’s through purchasing a Russian SIM card or virtual number. By doing so, you’ll be able to enjoy the convenience and ease of use that comes with this e-wallet service. Here’s how:

首先，购买俄罗斯 SIM 卡或虚拟号码。这将使您能够注册 Qiwi 钱包并使用其所有功能。
First, purchase a Russian SIM card or virtual number. This will enable you to register for Qiwi Wallet and access all its features.

接下来，通过必要的安全措施来保护您的帐户。设置强密码并启用双因素身份验证以确保您的帐户安全。
Next, go through the necessary security measures to protect your account. Set up a strong password and enable two-factor authentication to ensure your account’s safety.

设置好帐户后，您就可以开始享受 Qiwi 钱包的好处了。轻松转账给朋友、支付账单和在线购物。此外，凭借其友好的用户界面，即使您不会说俄语，也可以轻松浏览该应用程序。
Once your account is set up, you can start enjoying the benefits of Qiwi Wallet. Transfer money to friends, pay bills, and shop online with ease. Plus, with its user-friendly interface, you’ll be able to navigate the app with ease, even if you don’t speak Russian.

但是等等，还有更多！ YooMoney 的虚拟卡是 Qiwi Wallet 的产品，对于经常出差的人或想要探索在线购物并同时保护其银行详细信息安全的人来说，这是一个极好的解决方案。这些虚拟卡可以在全球任何接受 VISA 或万事达卡的地方使用。
But wait, there’s more! YooMoney’s virtual cards, a product of Qiwi Wallet, is an excellent solution for frequent travelers or those who want to explore online shopping while keeping their bank details safe. These virtual cards can be used anywhere globally where VISA or Mastercard are accepted.

不过需要注意的是，YooMoney 是俄罗斯人开发的金融产品，不受其他国家规范的监管。因此，您在使用本服务时务必谨慎，并通过必要的安全措施保护您的账户，以确保您的安全。
However, it’s crucial to note that YooMoney is a financial product developed by Russians and is not regulated by other countries’ specifications. Therefore, it’s essential to take caution when using this service and protect your account through necessary security measures to ensure your safety.

总之，虽然对外国电话号码的限制可能会使中国用户难以使用 Qiwi 钱包，但购买俄罗斯 SIM 卡或虚拟号码可以享受该服务提供的便利性和易用性。请记住采取必要的安全措施来保护您的帐户，并享受 Qiwi 钱包和 YooMoney 虚拟卡的好处。
In conclusion, while limits on foreign phone numbers may make it difficult for Chinese users to use Qiwi Wallet, purchasing a Russian SIM card or virtual number enables access to the convenience and ease of use this service provides. Just remember to go through necessary security measures to protect your account, and enjoy the benefits of Qiwi Wallet and YooMoney’s virtual cards.